Bank and multi entity reconciliation
The variance goes to zero. Every month.
Reconciliation is where most books quietly go wrong. An unmatched deposit here, a duplicated gateway payout there, and six months later nobody trusts the cash figure. We keep it matched through the month instead of excavating at close.
Multi currency and multi entityGateways includedFixed monthly fee
The problem
Why reconciliation breaks.
It is rarely one big error. It is a long accumulation of small ones that nobody had time to chase.
- Payment gateways settle in batches that never match individual invoices
- Foreign currency accounts move with the rate between transaction and settlement
- Inter company transfers get recorded once instead of twice
- Refunds, chargebacks and fees land as separate lines nobody codes
- Someone reconciles by forcing a balancing entry, which hides the real gap
- The person who knew what a transaction was for has left
What we reconcile
Accounts, currencies and entities.
If money moves through it and it produces a statement, it can be reconciled and it should be.
Sources
BANKCurrent, savings and foreign currency accounts across multiple banks.
CARDCompany credit and debit cards, including expense claims and receipts.
PAYStripe, PayPal, Payoneer, Wise and local gateways, matched at settlement level.
SELLShopify, Amazon and marketplace payouts, split into revenue, fees and refunds.
ENTInter company balances across group entities, agreed on both sides.
What you get back
- A reconciliation report per account, per month
- A written list of unexplained items, not a forced balance
- Root cause notes so the same break does not repeat
- Matching rules built into your software as we go
- A clean cash position you can actually rely on
Questions
Reconciliation questions.
Can you reconcile accounts in more than one currency?
Yes. We handle foreign currency accounts including revaluation at period end, and we record the exchange difference properly rather than burying it in a catch all account.
What about Stripe, PayPal and marketplace payouts?
These are the most common source of breaks, because one payout covers many transactions net of fees and refunds. We reconcile at settlement level and split the components correctly.
How do you handle items that simply cannot be explained?
We list them and leave them visible. Forcing a balancing entry hides the problem, and it will surface again later at a worse time.
Do you reconcile inter company balances?
Yes, agreed on both sides so the group consolidates without a mismatch at year end.
Get in touch
Send one account and one month.
We will reconcile it and show you exactly what does not tie. It is the fastest way to judge whether we are any good.
Or reach us directly on WhatsApp +92 324 2639258 or at finnoviaconsultants@outlook.com
